When it comes to caring for an aging parent or loved one, you want the very best — but you also need it to fit your family’s budget. In-home care can feel out of reach for many, especially when you're trying to find something local, trustworthy, and dependable.

The good news? You can find affordable, high-quality in-home care in Dayton, OH—you just need to know what to look for.

At Miami Valley Homecare, we’ve spent nearly two decades helping families navigate this decision with compassion and clarity. Whether you’re just starting to explore options or need help fast, here’s what to keep in mind when looking for affordable care without compromising on quality.

1. Start with What Matters Most: Dependability and Compassion

Not all care is created equal. While some agencies may advertise low hourly rates, it’s important to look beyond the price tag. Ask questions like:

• Will the caregiver show up on time—every time?
• Do they have experience with conditions like dementia or Parkinson’s?
• How are caregivers screened, trained, and supervised?

Affordable care is only valuable if it’s consistent, compassionate, and professional. A missed shift or poor fit can quickly turn into a costly mistake—emotionally and financially.

At Miami Valley, we’ve never missed a shift. Our caregivers are carefully matched and supported with ongoing training, so your loved one always receives the attentive, reliable care they deserve.

2. Work with a Local Agency, Not a Franchise

Franchise homecare agencies often pass on overhead costs—like franchise fees or corporate markups—to families. Choosing a locally owned provider like Miami Valley Homecare often means more personalized service and lower rates.

Because we’re based right here in the Dayton area, we’re able to keep our services affordable and flexible. We don’t have sales targets to hit—we just focus on delivering excellent care.

3. Ask About Customizable Plans and Minimums

Some providers require long shifts or weekly minimums, which may not be necessary for your situation. If your loved one just needs help a few hours a day or a few days a week, look for an agency that offers flexible hourly options.

At Miami Valley Homecare, we offer care starting at just 3 hours per visit—so you only pay for the care you need.

4. Explore Long-Term Care Insurance or Veterans’ Benefits

If your loved one has a long-term care insurance policy, make sure to choose an agency that accepts it. Not all do.

We work directly with families and their insurers to help manage the paperwork and billing. For veterans or surviving spouses, we also assist with the VA Aid & Attendance Benefit, which can provide monthly financial support for home care.

If you’re unsure about eligibility, we’ll guide you through it—step by step.

5. Look for Transparent Pricing

You deserve to know what you're paying for. Be cautious of vague pricing or hidden fees.

At Miami Valley Homecare, we’re upfront about our rates, what’s included, and how we build care plans. There are no surprises—just honest, fair pricing and a commitment to care that’s both compassionate and cost-conscious.

Final Thoughts: Affordable Care Is Possible — and You Don’t Have to Do This Alone

Choosing in-home care is a big decision, and finances are a real concern. But you don’t have to choose between affordability and quality. With the right provider, you can have both.

If you're in Dayton or the surrounding area, we’re here to help you figure out what’s right for your family—whether that means a few hours of support each week or 24-hour live-in care.

Want to talk through your options?

Request a Free Assessment or Contact Us Today to learn how we can support you and your loved one.