Payment Options for In‑Home Senior Care | Dayton, OH

We keep things simple, transparent, and affordable — so you can focus on what matters most.

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Your Care, Your Terms

Private Pay and Long-Term Care Insurance Accepted

Miami Valley Homecare is a private pay agency, meaning we work directly with families and long-term care insurance providers to fund care. Whether you’re planning ahead or responding to an urgent need, we’ll help you understand your options and build a plan that fits your budget and your loved one’s needs.

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What We Accept

Private Pay
(hourly or live-in)
Long-Term Care Insurance
(we assist with claim paperwork)
Veterans Aid & Attendance Benefit
(we help with eligibility guidance)

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A Quick Note About Medicare and Medicaid

We do not accept Medicare or Medicaid for home care services. These programs typically only cover short-term, medically necessary home health — not ongoing personal or companion care. However, we’re happy to help clarify what your insurance may or may not cover during your assessment.

We’ll Help You Understand the Costs — No Surprises

We believe everyone deserves to know exactly what to expect. That’s why we:

Offer clear, straightforward rates
Build custom care plans around your schedule and budget
Help with insurance paperwork and benefit coordination
Never charge franchise fees or hidden costs
If you’re not sure what’s covered, we’ll walk you through it — no pressure, just honest support.

Let’s Talk About Care and Cost — Together

Every family’s situation is different, and we’re here to help you make the best decision for yours. Start with a free, no-obligation assessment and we’ll help you understand what’s possible — financially and personally.

Request a Free Assessment Contact Us